Florida title and closing services

Your Florida
property.
Our priority.

Title, escrow, and closing services with personal attention at every step. Move from contract to keys with confidence.

Start your closing
Attorney-led by design Hollywood, FL

Rooted in Florida

Every detail. One clear closing.

01

Title & Closing

A coordinated path from signed contract to settlement, with attorney-led support for buyers, sellers, and real estate professionals.

Order title
02

Title Search & Insurance

Understand the history behind your property and the title coverage available for your purchase or refinance.

Explore title protection
03

Escrow Coordination

Careful coordination of deposits, transaction requirements, and settlement details as your closing moves forward.

Understand escrow
04

Refinance Closings

Title and settlement support that connects you, your lender, and your closing team throughout your refinance.

Plan your refinance

Explore our services

From contract to a confident closing.

Select a service to learn how our attorney-led team can help you move forward with clarity and confidence.

Title insurance, escrow and settlement services are provided through Access America Title. Attorney services, including deed preparation, property contracts and legal advice on title issues, are provided by Elizabeth Darwish, Esq., under the agreed legal engagement.

01

Purchase & Sale Closings

A coordinated path from contract to closing for buyers, sellers, realtors, lenders and investors in Florida.

How we can help

  • Purchase and sale closing coordination
  • Transaction requirements and closing documents
  • Communication with the parties and their professionals
Discuss this service
02

Title Searches & Insurance

Understand the recorded history of a property and the requirements for title coverage before your purchase or refinance.

How we can help

  • Ownership history, title searches and examinations
  • Title requirements and commitments
  • Owner’s and lender’s title insurance policies
Discuss this service
03

Escrow & Settlement

Careful coordination of deposits, transaction requirements and settlement details through Access America Title.

How we can help

  • Deposits and escrow coordination
  • Closing documents and transaction coordination
  • Funding and disbursement
Discuss this service
04

Refinance Closings

Title and settlement support for residential and commercial refinancing, connecting you, your lender and the closing team.

How we can help

  • Residential and commercial refinance transactions
  • Title and lender closing requirements
  • Payoff and settlement coordination
Discuss this service
05

Deeds & Ownership Transfers

Attorney services provided by Elizabeth Darwish, Esq.

Attorney-provided guidance on the documents used to transfer or correct ownership of Florida property.

How we can help

  • Deed preparation and review
  • Corrective deeds and ownership transfers
  • Recording and related transaction guidance
Discuss this service
06

Property Contracts

Attorney services provided by Elizabeth Darwish, Esq.

Attorney-provided review and guidance on the agreements behind your Florida real-estate transaction.

How we can help

  • Purchase agreements and contract review
  • Amendments and addenda
  • Transaction-related legal guidance
Discuss this service
07

Title & Ownership Issues

Attorney services provided by Elizabeth Darwish, Esq.

Work through recorded issues that may affect a property transaction, with legal services provided by Elizabeth Darwish, Esq.

How we can help

  • Liens, judgments and unreleased mortgages
  • Probate-related title issues
  • Recorded-document errors and title defects
Discuss this service
08

International Property Buyers

Practical support for international buyers and investors purchasing Florida real estate, from ownership arrangements to closing coordination.

How we can help

  • Florida purchases and investment-ownership arrangements
  • Closing requirements and transaction documents
  • Coordination with realtors and financing professionals
Discuss this service
09

Financing & Realtor Connections

Coordinate with independent realtors and financing professionals involved in your Florida property transaction. Access America Title does not provide mortgage financing.

How we can help

  • Introductions to independent professionals
  • Communication about transaction and lender requirements
  • Your choice of realtor, lender and other providers
Discuss this service
10

Cross-Border Property Coordination

Coordinate the property-related legal and closing requirements of a Florida transaction involving clients, documents or professionals in other jurisdictions.

How we can help

  • Florida transaction and investment coordination
  • Documents involving more than one jurisdiction
  • Attorney advice from Elizabeth Darwish, Esq., within the agreed engagement
Discuss this service

A little planning goes a long way

Your next move. In numbers.

Explore the costs of buying or selling in Florida. Adjust the details to see an itemized starting estimate, then let us prepare your personal quote.

What's included in this estimate?

For a standard Florida purchase, with the owner's coverage equal to the price and any new loan no greater than that price. Not for refinancing, exempt transfers or complex transactions. Property tax prorations, service fees, commission, recording, searches, endorsements, lender charges, insurance and prepaid items are included only when you enter them. Discounts and special title coverage require a personal quote.

Original owner's title premiums use Florida's tiered rates, a $100 minimum and coverage rounded up to the next $100. A financed purchase includes a $25 minimum for a simultaneous lender's policy from the same insurer, assuming its coverage does not exceed the owner's policy. Additional policy charges may apply.

Deed stamps: $0.70 per $100 outside Miami-Dade; $0.60 in Miami-Dade, plus a $0.45 surtax unless the single-family dwelling exemption applies. Recorded mortgage stamps: $0.35 per $100. Stamp taxes round up to the next $100. Nonrecurring intangible tax is 0.2% of the loan, assumed fully secured by the Florida property and paid by the buyer.

Rate sources · checked September 12, 2026: Florida title insurance Rule 69O-186.003 Documentary stamps Intangible tax

Before you close

A little clarity. A better beginning.

Understand the essentials and get ready for your next step.

Buyer closing checklist

Have your signed contract, identification, lender contact and deposit receipt ready. Confirm insurance and lender requirements with your team, and review the closing documents and funds needed before closing.

Seller closing checklist

Gather your signed contract, identification, mortgage payoff information and any prior title policy. Share relevant association information and tell the team about liens, ownership changes or estate-related documents.

What does title insurance protect?

A policy can cover certain losses from covered title defects or ownership claims. Coverage depends on the policy terms, exclusions, and exceptions.

Does my lender’s policy protect me?

A lender’s policy protects the lender’s interest. An owner’s policy provides separate protection for the buyer’s ownership interest. Ask about the coverage available for your transaction.

How do I prepare for closing?

Review your closing documents and ask about anything you do not understand. For a financed purchase, compare the Closing Disclosure with your Loan Estimate, including loan terms, fees, and cash to close.

Attorney-led by design

Personal attention for your next move.

Elizabeth Darwish, Esq., brings legal insight and personal attention to Florida property transactions. Admitted in Florida and Trinidad and Tobago, she provides the attorney services described here. Access America Title provides title insurance, escrow and settlement services.

  • Florida title & escrow
  • Title searches & insurance
  • Purchase & refinance closings
  • International property buyer support
Elizabeth Darwish, Attorney at Law

Attorney at Law

Elizabeth Darwish

U.S. · Florida · Trinidad & Tobago

Trusted partners

Connections for your next chapter.

Meet independent professionals offering related services, with the freedom to choose the right provider for you.

These businesses are independent third-party providers. Clients are not required to use them and remain free to select any provider of their choice.

01

Your
purchase

Buying in Florida? Start with a conversation about your contract, property, and planned closing date.

Learn more
02

Your
refinance

Coordinate the title and settlement details of your new loan with support throughout the closing process.

Learn more
03

Your
investment

Practical guidance for international property buyers and investors navigating a Florida transaction.

Learn more

Start a conversation

Tell us how we can help.

Tell us whether you are buying, selling, or refinancing. Include the property location and your preferred closing date, if known.

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